With all the talk from the banks and media alot of people ask if they should do a Loan Modification or exactly what is a Loan Modification?

Well a Loan Modification could be just what is needed in some situations take for instance, you are behind on you mortgage payments because of unemployment, but you now have stable income and can afford to make monthly mortgage payments. Then a Loan Modification may be just what you need.

Talk to your lender an see what options you may have to do a Loan Modification.